Equilibrium mortgage choice and housing tenure decisions with refinancing [PDF]
The last decade has brought about substantial mortgage innovation and increased refinancing. The objective of this paper is to understand the determinants and implications of mortgage choice in the context of a general equilibrium model with incomplete ...
Carlos Garriga +2 more
core
American Journal of Agricultural Economics, EarlyView.Abstract A longstanding puzzle in the African land rental market literature is the often‐observed discrepancy between the number of tenants (renters‐in) and the much smaller number of landlords (renters‐out) in survey data. If this discrepancy derives from systematic biases in survey data responses on rental market participation, then the existing body
Gashaw T. Abate +3 more
wiley +1 more source
Historical redlining and contemporary home mortgage lending: Investigating neighborhood-level racial disparities in mortgage originations in the United States. [PDF]
CitiesChen L +4 more
europepmc +1 more source
Accounting for changes in the homeownership rate [PDF]
After three decades of being relatively constant, the homeownership rate increased over the period 1994 to 2005 to attain record highs. The objective of this paper is to account for the observed boom in ownership by examining the role played changes in ...
Carlos Garriga +2 more
core
Private Land Ownership: Tax or Socialize?
The American Journal of Economics and Sociology, EarlyView.ABSTRACT This study compares the land reform concepts of Henry George and Silvio Gesell, both of whom rejected private appropriation of land rent as unjust. While George proposed to “hollow out” private land ownership through a comprehensive land value tax, Gesell aimed at full socialization of land combined with lease auctions and compensation of ...
Dirk Loehr
wiley +1 more source
Housing instability, health, and substance use among adults over age 50 living in New York City. [PDF]
Front Public HealthVersey HS, Dougherty M, Mair C.
europepmc +1 more source
Ten myths about subprime mortgages [PDF]
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core
Begetting Silvio Gesell in the Modern Economy: A Marriage of Frederick Soddy and Kenneth Boulding
The American Journal of Economics and Sociology, EarlyView.ABSTRACT In the Natural Economic Order, first published in 1916, Silvio Gesell warned against a fiat monetary system that in place of controlling the circulation of money with demurrage, sought to manage the system by accommodating demand for liquidity.
Ahmed Anwar
wiley +1 more source
The degree of cooperativism in Europe: Towards an evaluation model for cooperative banking
Annals of Public and Cooperative Economics, EarlyView.Abstract Democracy, social commitment and proximity are fundamental values of cooperative‐based financial institutions. The degree of cooperativism of an entity (or, by extension, of a territorial area or country) can be associated with the intensity with which the entity promotes the inherent values of cooperatives.
Francisco Salas‐Molina +2 more
wiley +1 more source
African-American Women's Early-Life Exposure to Neighborhood Mortgage Discrimination and Preterm Birth Rates: A Population-Based Study. [PDF]
Matern Child Health JKim C +6 more
europepmc +1 more source