Results 101 to 110 of about 102,295 (304)
Availability of Credit and Loan Default: A Look at the Commercial Mortgage Supply Cycle [PDF]
This study uses a structural equation approach to assess the presence of a credit supply effect in the commercial mortgage market and the lenders' ability to incorporate expectations about this effect into their lending policies.
Luis C. Mejia
core
Landowners' Willingness to Participate in Temporary and Permanent Agri‐Environmental Schemes
Journal of Agricultural Economics, EarlyView.ABSTRACT Within the EU and beyond, voluntary agri‐environmental and climate schemes (AES) are used to curtail externalities from agricultural production including nitrate leaching, biodiversity degradation and greenhouse gas emissions. This paper investigates and compares Danish landowners' preferences for temporary and permanent AES using a choice ...
Jakob Vesterlund Olsen +5 more
wiley +1 more source
FINANCIAL ASPECTS OF HUMAN SECURITY
Вестник Северо-Кавказского федерального университета, 2022 The author examines the concept of security, financial security of a person, problems and trends in lending, mortgage housing loans and car loans to individuals.
Elena Astakhova +3 more
doaj
Misconduct complaints and agents’ incentives: Evidence from housing transactions
Real Estate Economics, EarlyView.Abstract This article investigates the impact of misconduct complaints against agents on their self‐interested incentives and examines how agents attempt to shield themselves from the associated adverse effects on their reputations and career prospects.
Lawrence Kryzanowski, Yanting Wu
wiley +1 more source
Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding private mortgage insurance (PMI), individual development accounts (IDAs), and other issues.Regulation Z: Truth in Lending ; Regulation C: Home Mortgage ...
Carol Lewis
core
Hurricane‐induced risk contagion in commercial real estate: Evidence from Hurricane Sandy
Real Estate Economics, EarlyView.Abstract This study examines how hurricane‐induced destruction affects the prices of nearby undamaged commercial real estate properties, using Hurricane Sandy as a natural experiment. Using Real Capital Analytics transaction records spatially merged with Federal Emergency Management Agency building‐level damage data, we empirically employ a difference ...
Lu Fang +3 more
wiley +1 more source
SUBPRIME MORTGAGES AND LENDING BUBBLES
Buletin Ekonomi Moneter dan Perbankan, 2018 We consider a model with two types of households; the poor with no initial endowment and the rich with positive endowment; and two types of assets; properties in a poor area and properties in a rich area. In the model, poor agents need credit to buy an asset whereas the rich can draw from their endowment.
openaire +2 more sources
The role of specialized lenders in extending mortgages to lower-income and minority homebuyers [PDF]
Home-purchase lending to lower-income and minority households and neighborhoods has expanded significantly and at a faster rate than lending to other borrowers in recent years.
Elizabeth Laderman +2 more
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Exploring the Materiality of Data Breach Disclosures on the Australian Stock Exchange
Abacus, EarlyView.This study examines Australian Stock Exchange (ASX) data breach announcements to provide insights into the extent and nature of data breach disclosures, as well as the costs, particularly to stakeholder relationships. Using a dataset of all data breach‐related announcements on the ASX, we identify a lack of data breach disclosure and, where disclosures
Jane Andrew +3 more
wiley +1 more source
FinTechThis study examines racial and ethnic disparities in mortgage-lending outcomes across different lender types—large banks, fintech lenders, non-bank lenders, small banks, and credit unions—using Home Mortgage Disclosure Act (HMDA) data from 2018 to 2023 ...
Zilong Liu, Hongyan Liang
doaj +1 more source