Results 71 to 80 of about 102,295 (304)

WHAT DOES IT TAKE TO ‘ACCEPT’ URBAN SHRINKAGE? A Comparative Analysis of Discursive Pathways to Policy and Action on Shrinking Cities in the Netherlands and Finland

International Journal of Urban and Regional Research, EarlyView.
Abstract Shrinking cities are increasingly drawing global attention, but urban shrinkage is seldom considered as an enduring structural condition necessitating a move beyond growth‐centric strategies. The focus often remains on mitigating symptoms rather than embracing the broader implications of long‐term decline. Understanding of what drives decision‐
Marjan Marjanović, Johanna Lilius
wiley   +1 more source

Sustainable development of mortgage lending: economic challenges and prospects

Хабаршысы. Экономика сериясы
This article examines the development of mortgage lending in Kazakhstan, focusing on its dynamics and its relationship with key macroeconomic indicators.
J.S. Mukhamedov, T.S. Sokira , Z. Kuldasheva   +2 more
doaj   +1 more source

Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland

Swiss Journal of Economics and Statistics, 2016
Summary We examine to what extent mortgage lending is characterized by strong relationships between banks and their borrowers. Our analysis is based on survey data covering all current bank relations for a sample of 1,481 Swiss households out of which ...
Martin Brown, Matthias Hoffmann
doaj   +1 more source

Mortgage lending in Korea : an example of a countercyclical macroprudential approach [PDF]

Regulatory regimes are actively discussing macroprudential policy. Korea pursued a countercyclical macroprudential approach to prevent the overheating of mortgage lending and to minimize the risk of loan default.
Chang, Soon-taek
core  

FINANCIALIZED VIOLENCE IN TORONTO’S RENTAL MARKET: Eviction Rates in Majority Black Renter Communities

International Journal of Urban and Regional Research, EarlyView.
Abstract While the geographical distribution of eviction filings has been explored in Toronto, the intersection of rental housing financialization, race and eviction remains underexplored. Financial actors and their intermediaries, who fuel the eviction crisis in economically disenfranchised Black renter communities, exert significant influence over ...
Nemoy Lewis, Dimitri Panou, Richard Maaranen   +2 more
wiley   +1 more source

Responsible Lending in Banks of the Baltic States [PDF]

Journal of Systemics, Cybernetics and Informatics, 2013
The aim of this article is to clarify basic principles of responsible lending in lending agreements between banks and individuals in Latvia, as well as in the existing legislation in the Baltic States that regulates this process.
Jana Erina, Ingars Erins
doaj  

Can Group Credit Work for Housing Loans? Some Evidence from the CMP [PDF]

In recent years, a number of lending instruments have been introduced and tried out in the area of housing finance. In the Philippines, a group lending scheme is being implemented through the government's Community Mortgage Program (CMP).
Ballesteros, Marife Magno, Vertido, Dam
core  

FINANCIALIZED GREEN STATE ENTREPRENEURIALISM AND THE URBANIZATION OF MOUNTAINS: Chongli’s Consumption‐based Territorial Business Model for the 2022 Beijing Winter Olympics

International Journal of Urban and Regional Research, EarlyView.
Abstract This article develops the concept of a territorial business model (TBM) to renew the analysis of the production of the urban built environment beyond established urban cores. Based on the case of Chongli, a site for the 2022 Beijing Winter Olympics, this article provides a double decentering of the ways in which a mountain region was urbanized
Thierry Theurillat, Mengke Zhang
wiley   +1 more source

Monetary and Macroprudential Policy and Welfare in an Estimated Four‐Agent New Keynesian Model

Journal of Money, Credit and Banking, EarlyView., 2023
Abstract We examine the social and agent‐specific welfare effects of monetary and macroprudential policy in a four‐agent estimated macro‐economic model comprising “banked simple households,” “underbanked simple households,” “firm owners,” and “bank owners.” Optimal capital requirement and loan loss provisions ratios improve all agent‐specific and ...
GEORGE J. BRATSIOTIS, KASUN D. PATHIRAGE
wiley   +1 more source

The varying effects of predatory lending laws on high-cost mortgage applications [PDF]

Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market.
Anthony Pennington-Cross, Giang Ho
core