Results 71 to 80 of about 102,060 (285)
Responsible Lending in Banks of the Baltic States [PDF]
Journal of Systemics, Cybernetics and Informatics, 2013 The aim of this article is to clarify basic principles of responsible lending in lending agreements between banks and individuals in Latvia, as well as in the existing legislation in the Baltic States that regulates this process.
Jana Erina, Ingars Erins
doaj
Mortgage lending in Korea : an example of a countercyclical macroprudential approach [PDF]
Regulatory regimes are actively discussing macroprudential policy. Korea pursued a countercyclical macroprudential approach to prevent the overheating of mortgage lending and to minimize the risk of loan default.
Chang, Soon-taek
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International Journal of Urban and Regional Research, EarlyView.Abstract This article examines how modern class dynamics become intertwined with automated classifications and data‐driven regimes of value creation under digital capitalism by demonstrating how housing markets shape asset inequalities and middle‐class formation in South Africa.
Julien Migozzi
wiley +1 more source
Can Group Credit Work for Housing Loans? Some Evidence from the CMP [PDF]
In recent years, a number of lending instruments have been introduced and tried out in the area of housing finance. In the Philippines, a group lending scheme is being implemented through the government's Community Mortgage Program (CMP).
Ballesteros, Marife Magno, Vertido, Dam
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International Journal of Urban and Regional Research, EarlyView.Abstract Shrinking cities are increasingly drawing global attention, but urban shrinkage is seldom considered as an enduring structural condition necessitating a move beyond growth‐centric strategies. The focus often remains on mitigating symptoms rather than embracing the broader implications of long‐term decline. Understanding of what drives decision‐
Marjan Marjanović, Johanna Lilius
wiley +1 more source
Mortgage brokers and fair lending [PDF]
Mortgage brokers play an important role in the housing finance market, but they also present unique challenges to regulators attempting to enforce fair lending laws.
Paul S.Calem, Stanley D. Longhofer
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The Best Value in the Subprime Market: State Predatory Lending Reforms [PDF]
, 2006 To find a model for national legislation, many lawmakers need look no further than their own backyards. People who live in states with strong laws against predatory lending are more likely to get responsible mortgages at a lower cost.Our findings show ...
Keith S. Ernst, Wei Li
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International Journal of Urban and Regional Research, EarlyView.Abstract While the geographical distribution of eviction filings has been explored in Toronto, the intersection of rental housing financialization, race and eviction remains underexplored. Financial actors and their intermediaries, who fuel the eviction crisis in economically disenfranchised Black renter communities, exert significant influence over ...
Nemoy Lewis +2 more
wiley +1 more source
The untold costs of subprime lending: examining the links among higher-priced lending, foreclosures and race in California [PDF]
This paper explores the relationship between race, subprime lending, and foreclosure in California in an effort to understand what happened during the subprime lending boom.
Carolina Reid, Elizabeth Laderman
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Paying More for the American Dream IV: The Decline of Prime Mortgage Lending in Communities of Color [PDF]
, 2010 The financial crisis has led to significantly reduced access to mortgage credit for all borrowers and communities. In neighborhoods of color, however, where the foreclosure crisis has taken an especially severe toll, access to prime, conventional ...
Alexis Iwanisziw +4 more
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