Results 151 to 160 of about 368,697 (290)
A Dynamic Analysis of Mortgage Arrears in the UK Housing Market [PDF]
The UK economy has enjoyed an unprecedented period of positive economic growth since the early 1990s. The absence of recession for more than a decade has been accompanied by a sustained decline in the level of mortgage arrears, as reported by major ...
Catarina Figueira +2 more
core
Abstract In March 2020, the UK government implemented the Coronavirus Job Retention Scheme, otherwise known as furlough, to minimise the impact of job losses. The UK furlough protected jobs during the COVID‐19 crisis, covering up to 80 per cent of a worker's monthly wage for hours not worked. We evaluate the causal effects of furlough on mental health,
Christopher Deeming, Lateef Akanni
wiley +1 more source
What Caused the Decline in the US Saving Ratio? [PDF]
We investigate whether the mortgage equity withdrawal (MEW) mechanism is useful for explaining the large declines in the US personal saving ratio in the last two decades. MEW depends on house price inflation and mortgage rates.
Paradiso, Antonio, Rao, B. Bhaskara
core +1 more source
Long COVID and financial hardship: A disaggregated analysis at income and education levels
Abstract Objectives To examine how long COVID is associated with financial hardship (food insecurity, inability to pay bills, or threat of losing service) across income and education levels, and to assess the role of employment loss or reduced work hours in this hardship.
Biplab Kumar Datta +2 more
wiley +1 more source
Household indebtedness and well-being: Evidence from Australia. [PDF]
Tammam M +3 more
europepmc +1 more source
Mortgage interest rate dispersion in the euro area [PDF]
Despite the remarkable economic and financial convergence over the last ten years in the euro area, mortgage interest rates still differ across countries.
Kok, Christoffer +1 more
core
Abstract We conduct a large‐scale correspondence experiment across 11 US states to assess differential treatment of Hispanic/Latino clients by real estate agents. The experiment covers an area with a wide range of underlying Hispanic/Latino population and a subject pool of agents that is ethnically diverse.
Andrew Hanson, Zackary Hawley
wiley +1 more source
Contemporary Area-Level Mortgage Loan Denial Risk and Health-Related Quality of Life Among Cancer Survivors. [PDF]
Brown JA +9 more
europepmc +1 more source
The 2008 federal intervention to stabilize Fannie Mae and Freddie Mac [PDF]
Fannie Mae and Freddie Mac are government-sponsored enterprises that play a central role in U.S. residential mortgage markets. In recent years, policymakers became increasingly concerned about the size and risk-taking incentives of these two institutions.
W. Scott Frame
core
Exemption or illusion? The impact of a youth tax policy on house asking prices in Portugal
Abstract Affordable housing has become an increasing challenge for young individuals in Portugal, where rising house prices and precarious employment conditions hinder homeownership. To address this barrier, the Portuguese Government introduced a tax exemption for individuals under 35 purchasing their first home.
Luís Clemente‐Casinhas, Sofia Vale
wiley +1 more source

