Results 151 to 160 of about 368,697 (290)

A Dynamic Analysis of Mortgage Arrears in the UK Housing Market [PDF]

open access: yes
The UK economy has enjoyed an unprecedented period of positive economic growth since the early 1990s. The absence of recession for more than a decade has been accompanied by a sustained decline in the level of mortgage arrears, as reported by major ...
Catarina Figueira   +2 more
core  

Evaluating the impact of the UK job retention scheme on mental health and well‐being using matched difference‐in‐differences

open access: yesFiscal Studies, EarlyView.
Abstract In March 2020, the UK government implemented the Coronavirus Job Retention Scheme, otherwise known as furlough, to minimise the impact of job losses. The UK furlough protected jobs during the COVID‐19 crisis, covering up to 80 per cent of a worker's monthly wage for hours not worked. We evaluate the causal effects of furlough on mental health,
Christopher Deeming, Lateef Akanni
wiley   +1 more source

What Caused the Decline in the US Saving Ratio? [PDF]

open access: yes
We investigate whether the mortgage equity withdrawal (MEW) mechanism is useful for explaining the large declines in the US personal saving ratio in the last two decades. MEW depends on house price inflation and mortgage rates.
Paradiso, Antonio, Rao, B. Bhaskara
core   +1 more source

Long COVID and financial hardship: A disaggregated analysis at income and education levels

open access: yesHealth Services Research, Volume 60, Issue 2, April 2025.
Abstract Objectives To examine how long COVID is associated with financial hardship (food insecurity, inability to pay bills, or threat of losing service) across income and education levels, and to assess the role of employment loss or reduced work hours in this hardship.
Biplab Kumar Datta   +2 more
wiley   +1 more source

Household indebtedness and well-being: Evidence from Australia. [PDF]

open access: yesPLoS One
Tammam M   +3 more
europepmc   +1 more source

Mortgage interest rate dispersion in the euro area [PDF]

open access: yes
Despite the remarkable economic and financial convergence over the last ten years in the euro area, mortgage interest rates still differ across countries.
Kok, Christoffer   +1 more
core  

Real estate agent response to Hispanic/Latino clients: Homophily, local demographic, and regional differences

open access: yesReal Estate Economics, EarlyView.
Abstract We conduct a large‐scale correspondence experiment across 11 US states to assess differential treatment of Hispanic/Latino clients by real estate agents. The experiment covers an area with a wide range of underlying Hispanic/Latino population and a subject pool of agents that is ethnically diverse.
Andrew Hanson, Zackary Hawley
wiley   +1 more source

Contemporary Area-Level Mortgage Loan Denial Risk and Health-Related Quality of Life Among Cancer Survivors. [PDF]

open access: yesCancer Med
Brown JA   +9 more
europepmc   +1 more source

The 2008 federal intervention to stabilize Fannie Mae and Freddie Mac [PDF]

open access: yes
Fannie Mae and Freddie Mac are government-sponsored enterprises that play a central role in U.S. residential mortgage markets. In recent years, policymakers became increasingly concerned about the size and risk-taking incentives of these two institutions.
W. Scott Frame
core  

Exemption or illusion? The impact of a youth tax policy on house asking prices in Portugal

open access: yesReal Estate Economics, EarlyView.
Abstract Affordable housing has become an increasing challenge for young individuals in Portugal, where rising house prices and precarious employment conditions hinder homeownership. To address this barrier, the Portuguese Government introduced a tax exemption for individuals under 35 purchasing their first home.
Luís Clemente‐Casinhas, Sofia Vale
wiley   +1 more source

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